Bank of Luxemburg is hiring a full-time Loan Sales Officer to service our Lakeshore Region including Algoma, Kewaunee and Sturgeon Bay.
Serves the credit needs of a wide variety of customers in connection with their personal needs. Promotes other banking services to existing and potential customers.
Principal Responsibilities and Duties:
1. Provides and Services All Mortgage and Consumer Loans
A. Interview applicants to develop background information.
B. Process credit reports and other information needed to determine if loan is an acceptable risk.
C. Underwrite loan acceptable to loan program guidelines.
D. Prepare closing documents and closes loan with customer.
E. Learn, promote and provide new loan products as developed by the Bank.
2. Promotes Business Development
A. Maintain positive relationship with bank staff and work with management to help facilitate a total team concept.
B. Support and assist in the implementation of all bank marketing and sales strategies designed to maximize growth and profitability.
C. Meeting with customers to discuss consumer needs and recommending ways the bank can serve their needs.
D. Cross-selling and referring a full range of consumer and banking services to present and potential customers.
E. Calling on existing or potential customers to develop new business and to retain or increase existing business.
F. Keep informed on changes within our market, recommending market opportunities for growth and development.
3 Maintains Collections and Charge Off Accounts
A. Review delinquent reports and/or files to determine plan of action.
B. Execute plan of action-to include customer phone calls and letters with goal being to determine problem and resolve.
C. Implement procedures designed to secure repayment of loans in accordance with repayment plan.
Degree in business or finance preferred and 3 years experience or equivalent experience (4-5 years) required. Knowledge and experience in consumer and mortgage lending; sales and business development skills desired; keyboard and computer knowledge required. Must be self-motivated, sales oriented, and possess excellent communication skills. Ability to obtain and maintain the NMLS requirements.